HDFC BANK


Title Technical Appraiser
Location Kottayam/Muvattupuzha
Education B Tech /BE (Civil Engg)
Experience 2+ years experience will be an added advantage
Job Description Technical

1. Appraisal - Assessing Market Value of properties offered as security for Loan - Land & Building.
2. Site Visits -Visiting Properties to assess valuation and progress of work.
3. Documentation -Verification of documents like Building approvals, Plans, Estimates etc, to ensure compliance with applicable building rules and other applicable regulations.
4. Recording of Site observations and recommending loan amount based on assessment made based on documents and site observations.
5. Relationship Management -With customer with the channel partners.
6. Qualifications - Fresh/experienced B Tech /BE (Civil Engg) having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
For Apply Click here

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Title Operations (Credit Processing)
Location Kochi
Education Fresh/experienced B Com Graduates, M Com, CA or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
Experience 2+ years experience will be an added advantage
Job Description Operations (Credit processing)

1. Appraisal - To create a quality portfolio my managing risk through effective credit appraisal, maintaining TAT, maintaining a healthy relationship with channel partners and being a process thinker and innovator.
2. Collecting & Checking the Documents (Eg. credit, loan agreements, application form, guarantee forms) (Legal consequences).
3. Interacting with customers on phone. It also includes managing objections of the customers. Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.
4. Negotiating Skills - Probing to understand customers need, managing objections, and Structuring solutions, closing.
For Apply Click here

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Title Business Development
Location Calicut/Kannur
Education Fresh/experienced Graduates/Post Graduates or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
Experience 2+ years experience will be an added advantage
Job Description Business Development

1. Managing business relations with developers, development authorities, Corporates.
2. Promoting the products through tie-ups & events with the above entities.
3. Analyse markets, recommend business strategies.
4. Support sales force through business source mapping.
5. Motivate the sales force through training & contests.
6. Coordinate call centre & web based activities.
For Apply Click here

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Title Operations (Front Office)
Location Trichur/Calicut
Education Fresh/experienced Graduates/Post Graduates or MBA having good and consistent academic record (Min 60% marks) and good communication skills in English and Malayalam.
Experience 2+ years experience will be an added advantage
Job Description Operations (Front office)

1. Appraisal - Assess Credit worthiness and the ability of the customer to repay back the loan in future.
2. Interaction & Loan Counselling -Meeting & interacting with customers.
3. Documentation -Collecting & Checking the Documents.
4. Loan Processing/ Disbursement Process.
5. Cross-Selling -Cross-Selling of Group company products.
6. Relationship Management -With customer with the channel partners.
For Apply Click here

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Title Technical Appraiser- Marthandam
Location Marthandam
Education B.Tech/M. Tech- Civil
Experience 2+ years experience will be an added advantage
Job Description Job Responsibilities

  • Technical Evaluation/estimation of properties.
  • Verifications of various technical/revenue documents to arrive at property valuation.
  • Meeting customers and doing personal discussion
  • Willing to Travel Extensively
  • Good communication skills, presentations skills in English and Malayalam.
  • Support sales force through business source mapping & source wise performance measurement.
  • Work as a team and contribute as a team, not only focus on individual brilliance.
    • For Apply Click here

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    Title Manager Audit & Regulatory Compliance
    Location Mumbai
    Education Chartered Accountant
    Experience 10 to 15 years
    Job Description Assisting in developing models and tools to estimate collectability, loan loss and loss given Defaults under Indian Accounting Standards (IndAS)
    Handling assignments in computation of NPA/ provisioning and in regulatory reporting.
    Interpretation of RBI/NHB circulars & working on regulatory reports.
    Co-ordinating with IT team for system automation by developing modules for computation of Expected credit loss, loss given default and Probability of default as per Indian Accounting Standard 109
    Co-ordinating within internal departments and Internal auditors for various Internal controls and testing audit.
    For Apply Click here

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    Title Credit Appraiser-Ca-Retail Lending
    Location Pune
    Education Chartered Accountant
    Experience 1-5
    Job Description
  • Assess credit worthiness of the self employed / salaried customers.
  • Customer interaction vis a vis loan appraisal and loan servicing requirements.
  • Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs.
  • Business visit and Verification.
  • Collection and verification of documents.
  • Recommending the proposal for approval.
  • Planning and execution of ways to source new and incremental business.
    • For Apply Click here

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    Title Credit Appraisal-Retail Lending
    Location Patna
    Education Chartered Accountant
    Experience 7-8
    Job Description Assess credit worthiness of the employed customers
    Customer interaction on phone vis a vis loan appraisal and loan servicing requirements
    Perusal & Analysis of Credit Documents Recommending the loan for approval Coordination with channel partners Inter-departmental coordination.
    For Apply Click here

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    Title Legal Appraiser
    Location Delhi
    Education LLB
    Experience 2-4
    Job Description Appraisal of Project Files (with updated knowledge on Property Laws), Appraisal of title documents relating to Individual loans. - Providing legal advice on retail lending issues with respect to Property, Security Creation, and Title Verification. - Handling compliance issues. Drafting and structuring of various lending arrangements with builders. - Drafting of Retail Loan Agreements and replies for Legal Notices. The job profile also includes- - Cerifications of legal documents related to property under mortgage, vetting of reports issued by the third party advocates, perusing and opining on title of the property owner;/Reviewing and verifying of legal documents and advising clients of their rights on acquiring residential and commercial properties under the property law and other related law of the land - Ensuring compliances of the organization under local and central laws, Drafting of agreements like leave and license agreements/contract staffing agreements/service agreements, undertakings, declarations, affidavits, trust and security indemnity bonds, mortgage deeds, re conveyance deeds, letter of guarantee etc; Drafting replies to legal notices and complains received from clients, statutory bodies etc on behalf of the organization
    For Apply Click here

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    Title Recoveries/Collections Field Officer
    Location Mumbai
    Education Post graduate in Management
    Experience Maximum 3 to 7 years of experience with a Bank or NBFC. Should have been on the rolls of the bank/ institution (even a fresher with right kind of skills and inclination towards field work can be considered)
    Job Description Visiting/contacting borrowers for recovery of overdue accounts, managing accounts in delinquency. Appraising defaulting cases and making suitable recommendations.
    For Apply Click here

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    Title Recovery/Collections Officer
    Location Coimbatore
    Education Post Graduate in Management or Law
    Experience 1-4 Years
    Job Description Recovery of outstanding dues- Following up and dealing with the borrowers who are defaulting in payment, on a regular basis to ensure outstanding dues are recovered. To also appraise default cases and make suitable recommendations accordingly.
    Portfolio/Delinquency Management- To use IT driven recovery tools, legal based resolution techniques and portfolio credit risk assessment tools inorder to manage the loan portfolio and control delinquencies.
    NPA Management- To take all necessary steps including timely and appropriate legal action for resolution and recovery of NPA accounts.
    MIS Review- All the recovery related information to be reviewed and analyzed which will help manage the portfolio.
    For Apply Click here

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    Title Relationship Manager - Retail Lending
    Location Banglore
    Education MBA / PGDM - Finance, Marketing
    Experience 0-5
    Job Description It involves meeting & interacting with retail customers, assess their credit worthiness, identifying their specific needs and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolio through counselling, risk management, process improvement, commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates / developers for generating business for HDFC Ltd.
    For Apply Click here

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    Title Credit Appraiser- Self Employed
    Location Mumbai
    Education Chartered Accountant)
    Experience 0-2
    Job Description Assess credit worthiness of the self employed customers.
    -Customer interaction vis a vis loan appraisal and loan servicing requirements
    - Meeting customers and doing personal discussion. Suggesting optimal solutions to customers needs
    - Business visit and Verification.
    - Collection and verification of documents
    - Recommending the proposal for approval
    - Planning and execution of ways to source new and incremental business
    For Apply Click here

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    Title Relationship Manager - Retail Lending
    Location Mumbai
    Education PG - MBA/PGDM - Finance, Marketing
    Experience 0-5 years
    Job Description It involves meeting & interacting with retail customers, assess their credit worthiness, identifying their specific needs and suggesting optimal solutions. It also involves loan processing, creating and retaining quality portfolio through counselling, risk management, process improvement, commitment to external and internal customers through effective communication thereby adding value to customers and HDFC. Enhancing business from existing corporates, establishing new arrangements with corporates / developers for generating business for HDFC Ltd.
    For Apply Click here

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